5 Golden Tips for Puppy Insurance Buyers

By Luke Blaise

For many people puppy insurance is a way to protect themselves financially from large and unexpected veterinary bills. Also by having insurance it gives many pet owners some peace of mind and it can even end up saving them a lot of money.

For those of you who've already started looking for pet insurance for puppies, you may already be aware of the large range of options available to you. This can be confusing for many first-time buyers, but here are five tips to help you get the best deal on puppy insurance.

1. Most companies have a policy against insuring pets with pre-existing medical conditions. Because of this you should insure your puppy while they are still healthy, and not wait until he gets sick.

2. The best way to get the lowest price on puppy insurance is to get at least three quotes from different companies before buying. This way you can get figure out which companies are overcharging, but also can avoid companies with an abnormally low price which might raise some red flags as to way it is so low.

3. One of the best people to ask about which insurance company is recommended are veterinary technicians. These people talk to pet owners all day long and they have the best idea of which companies pay pet insurance claims the fastest, and also which ones offer the greatest value. If you know a veterinary technician, be sure to ask them.

4. Puppy insurance can be a great way to give yourself peace of mind against unexpected bills, but you should realize that over the lifetime of pet, it can cost you several thousands of dollars. For example, if your puppy lives to be 12 years old, and your pet insurance premium is $19.95 a month, it adds up to over $2872 over your puppy's lifetime.

5. The most important tip to remember is to understand completely what is covered and what is not covered in your puppy insurance policy. This if you're not clear on what is covered you should call your company's representative and ask them to go through the policy line by line with you so you are completely clear on what kind of coverage you are getting for your monthly premium. - 32167

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